Investment Property Calculator

Find out if you can afford an investment property!

This FREE property investment analysis tool forecasts before and after tax cashflow, change in tax paid, future property market value, annual equity gain etc over 30 years based on your assumptions around property purchase price, your taxable income, home loan repayment, and rental expenses.

This online PIA tool is more flexible than other property analysis tools because this calculator allows you to specify several important growth rates including Capital Growth Rate (%), Rental Growth Rate (%), Rental Outgoings/Expenses Growth Rate (%), and Taxable Income Growth Rate (%) which means the analysis result is more accurate and robust for the long-term projection needed in property investment.

Please Note: All the numbers are per annum (yearly) unless otherwise stated. This calculator assumes if applicable that co-owners own the property as joint tenants which means they each hold an equal interest in the property. Based on this assumption 50% of the rental income and expenses are attributed to each co-owner.

Property Investment Inputs

Property Information (All fields are required!)
Purchase Price ($)
Stamp Duty ($)
Other Purchase Costs ($)
Estimated Construction Cost of Property ($)
Capital Growth Rate (%)
Rental Growth Rate (%)
Rental Expenses Growth Rate (%)
Weekly Rent ($)
Annual Rental Weeks (#)
Investors Taxable Income (All fields are required!)
Annual Taxable Income Investor 1 ($)
Annual Taxable Income Investor 2 ($)
Taxable Income Growth Rate (%)
Interest Only Investment Loan (All fields are required!)
Loan Amount ($)
Loan Interest Rate (%)
Loan Term (# Years)
Loan Repayment Type
Total Borrowing Expenses ($)
Tax Deductible Rental Expenses (All fields are required!)
Accountancy Fees ($)
Advertising Fee for Tenants ($)
Body Corporate Fees and Charges ($)
Capital Works Deductions ($)
Cleaning ($)
Council Rates ($)
Gardening & Lawn Mowing ($)
Insurances ($)
Interest on Loan ($)
Land Tax ($)
Legal Expenses ($)
Plant & Equipment Deductions ($)
Pest Control ($)
Property Agent Fees & Commission ($)
Repairs & Maintenance ($)
Stationery, Telephone & Postage ($)
Travel Expenses ($)
Water Charges ($)
Sundry Rental Expenses ($)

If you want to do a more customised estimation of your investment property by tweaking the rent income, rental expenses, investor(s) income, property market value, and other variables year on year, you may want to purchase the Standard, Professional, or Ultimate version of the paid investment property calculator. The Ultimate investment property calculator is especially useful if you want to see how your property portfolio (i.e. multiple investment properties purchased in different years) performs.

If you are a business owner and want to embed this calculator onto your website the cost is $120 per year. Here is an example of how the embedded calculator works. If you would like to proceed please click on the PayPal button below to start your subscription. Once payment is received instructions on how to embed the calculator will be provided through email.

If you have any questions, please feel free to contact us.